Health Care Coverage Options for Independent Workers
Why our plans are perfect for 1099 workers
Most coverage options were designed for traditional employees. REACH was built for everyone else. We help individuals explore 1099 employee benefits, self-employed health benefits and alternative coverage paths designed for independent workers.
Company-sponsored group benefits*
Access group-level benefits typically available through employer programs — now available through the REACH network.
Lower monthly premiums*
Group purchasing power may help reduce what you pay each month, making coverage more affordable for independent workers.
Enrollment opportunities when you’re ready
No waiting for open enrollment. Explore coverage options and enroll any time throughout the year.
Access to national EPO and PPO networks
Coverage options through recognized national networks, giving you access to doctors and facilities across the country.
Guidance every step of the way
Guided enrollment with a real person
An agent supports you through the process, from first questions to enrollment.
Clarity without jargon
We explain what coverage may or may not include and how costs typically work.
Options designed for independent work
Explore coverage paths for freelancers, gig workers and self-employed individuals.
Costs that reflect your lifestyle
Find alternatives to monthly premiums and lower out-of-pocket expenses.
Enrollment available monthly
We explain what coverage may or may not include and how costs typically work.
Guided enrollment with a real person
An agent supports you through the process, from first questions to enrollment.x
Who we help
Independence doesn’t mean alone.
Americans served through our network
States covered nationwide
Licensed agents, no bots
Cost to speak with an agent
How it works
Answer a few simple questions
Share basic details about what you're looking for in coverage.
See available options
We'll help determine which coverage paths may be a fit.
Talk with a licensed agent
A licensed agent walks you through your options in plain language, no jargon.
Enroll when you're ready
REACH can enroll monthly, so you don't have to wait.
Ready to find coverage that fits your life?
A real licensed agent is standing by.
No bots. No pressure. No waiting.